*Position Overview*: Position involves assisting loan officers with preparation of loan docs, organization of files; follow up of pending items, and processing of loan payments.
This position has the _potential_ of being granted lending authority.
*Typical Duties:*
* Obtain information related to the consumer, commercial and ag loan origination process including: ordering appraisals, environmental reports, credit reports, customer identification verifications, Uniform Commercial Code (UCC) searches, business entities searches, insurance information, flood certificates and various other items
* Prepare, type and process materials required for loan closing, statements, checks, escrow letters, journals, etc.
* Order preliminary title policies, attorney preliminary title opinions and update abstracts for loan commitments and review with loan officer
* Prepare consumer, commercial and agricultural loan documents including but not limited to notes, security agreements and guarantees according to processing guidelines
* Complete UCC filings, continuations and terminations
* Obtain customer signatures on appropriate loan documents
* Assist with preparation of Regulation Z, settlement statements and loan statistic sheets
* Issue checks for loan payouts and process lien waivers
* Process advances and loan payments
* Provide customers loan and repayment schedules as requested
* Maintain loan file documentation, type comments, and enter loan data in computer system
* Prepares and submits loan documentation order packages
* Assist the loan officer with annual financial statement requests, such as requesting tax returns, financials, personal financial statements, and follow up to obtain.
* Assists the loan officer with the loan closing process as needed; may review loan documents, make customer copies, and may facilitate signing of loan documents
* Completes the post-closing processes for the loan such as requesting boarding, funding the loan and disbursing fees, paying loan invoices, updating the loan file, ensuring second HMDA review occurs, lien perfection, setting loan ticklers, and ordering final loan related searches and reviews
*Loan Processor Qualifications*
* Associate’s degree in business, finance, accounting or the equivalent in related work experience
* Previous experience in banking, lending products or services, and documentation preferred
* Experience with managing files, loan documents and records
* Knowledge of administrative, clerical procedures and accounting principles preferred
* Proficient computer skills required; Microsoft Office and bank loan software programs preferred
*Qualified persons should possess the following abilities:*
* Thorough, detail oriented, organized
* Personal integrity (even at risk of confrontation)
* Prioritize tasks/time management
* Driven, takes initiative to offer assistance
* Excellent decision making skills
* Excellent communication skills
* Work independently, but is a team player
* Friendly, kind and able to promote the bank out within the community
At Dakota Community Bank & Trust, we are committed to providing exceptional customer service and fostering a culture of innovation and growth.
Our team is made up of dedicated professionals who are passionate about serving our community and helping our customers achieve their financial goals.
We offer a wide range of services including personal banking, business banking, agricultural lending, commercial & business loans, and home mortgage.
We believe in the power of local decision-making and the value of face-to-face relationships.
As an employee, you will have the opportunity to contribute to our mission and make a positive impact in our community.
We are looking for individuals who share our commitment to excellence, customer service, and community involvement.
Join us in continuing our legacy of community banking since 1940.
_Dakota Community Bank & Trust is an Equal Opportunity Employer.
All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, sexual orientation, gender identity, national origin, age, disability, genetic information, marital status, or veteran status.
_
Job Type: Full-time
Benefits:
* Dental insurance
* Health insurance
* Paid time off
* Retirement plan
* Vision insurance
Schedule:
* 8 hour shift
* Monday to Friday
Ability to Relocate:
* Bismarck, ND 58504: Relocate before starting work (Required)
Work Location: In person
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